11th Jul 2009

Zero to Hero – it’s on!

moneyI have just briefly started to investigate ways to earn money online. First I was thinking of creating blogs; but I realized it takes lots of time, and maybe a bit money to invest in own domains and hosting.

I will still create two blogs this month, and two while doing the thirty day challenge in August. But I think I will focus my strength on writing articles to earn money in the beginning. I will still make research on both keywords and competition, but I will have “less” work marketing if got compensated publishing articles for money. I will probably “lose” some money as I have to share the revenue with other pages, but I will have to do less waiting, and less marketing to rank well on the chosen keywords.

I hope putting my attention to keyword analysis, and marketing will pay off in shorter in time to allow me focus on new pages, with domains I own.

Anyway; I just wanted to inform those who have heard about the challenge that I am in progress of choosing keywords, and will probably publish my first articles and blogs shortly. And remember if you try to do a similar experiment; make some quality content. It will help you in the future as you are less likely to be punished for publishing crap and being taken as a spammer. There is no point in distorting future revenue by behaving as a spammer to earn money.

And if you are creating a blog; don’t bother to put up any ads till you have about 50 people visiting your blog daily from search engines. You do not want Google to give you penalty for publishing just to make money. Yes; making money from our articles and blogs is our primarily target; but we do not want to behave as spammers to make it happened.

Anyway; wish the best as I have a lot of work ahead of me.

Take care till next time!

-Kentaki-

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10th Jul 2009

Debt relief can save you from financial casualty

Whom do you turn for help in case you are not being able to manage your finances well? Generally, you tend to discuss such issues with your close ones. However, you may reach a point where you have no other option but to seek professional debt relief. The debt relief industry has gained significance over the years. And debt helps professionals have successfully helped many debtors get out of debt.

To start with, you can contact a credit counselor who can suggest ways to manage your debts. The credit counselor will evaluate your financial situation first. Thereafter he will guide you to select the debt help option that will help you under your current financial situation.

Some of the debt relief options that can help you to get relief from debt include debt consolidation, debt negotiation, debt management plan etc. Bankruptcy is also regarded as one of the debt relief options that can give you an opportunity to start afresh.

Bankruptcy is always treated as the last option of getting debt relief. With the introduction of new federal bankruptcy laws, filing bankruptcy has become even more difficult. However, if you are planning to file bankruptcy, it is best to have an attorney represent you legally. Depending on your financial situation, you can either opt for Chapter 7 or Chapter 13 bankruptcy.

One of the main reasons for consumers to fall into debt is credit cards. The number of credit card defaults has escalated especially after recession set in. Credit card defaults increased as credit card issuers changed their payment policies and reduced credit limits. This was not communicated to the credit cardholders. As such, consumers continued using credit cards according to previous payment policies that led to the increase in the number of defaults.

So, the debt reliefs companies are doing brisk business and helping debtors get out of debt. Whether you opt for debt consolidation, debt negotiation or debt management plan, you basically manage your existing debts. This is done either by making payments as per a new repayment plan or you get to enjoy lower interest rates and consequently lower monthly payments.

The debt relief companies can either charge you for offering their services when they are known as for-profit debt relief companies or charge very nominal fees or no fees at all. These companies are referred to as non-profit debt relief companies.

Whether you select a for-profit or a non-profit debt relief company, try to find out the credentials of the debt help company from the Better Business Bureau.

Posted by Posted by Claudia under Filed under Debt Comments 4,126 Comments »

29th Jun 2009

Zero to hero pre-session update

moneyI am sorry I haven’t had time to update here for some weeks. But I have been really busy with a project. I also talked with a friend of mine and said I wanted to see how much it is possible to earn in one year using internet. I didn’t tell him my goal was to end with 10 000 $, and 1000 $/month as passive income. What I tried to do was to make him think if he could do the same, so we talked some and we agreed we would compete. This change a bit on my zero to hero challenge as he will be busy till 10th of July, and to be fair I agreed to wait till 10th of July as well. Yes, I don’t find it reasonable to insist starting 1st of July since he is busy with exams; he should focus his exam firstly.

So the new start date is 10th of July, and I will have a person competing with me. I also gave him some ideas; some of them which are easier for him living in USA while doing his master.

Anyway; I didn’t tell him how I would reach these goals, but we did agree on these terms. We are allowed to use internet and friends to gain expertise. We are also allowed to use what we have to create products. (e.g. word processor to write eBooks, camera to create YouTube videos).

We are not allowed to use money buying domains or hosting services as these are not starting from zero. I also suggested he could try finding agreement with wholesalers to deal with eBay, which might be easier if you live in USA. If he needed some start-up money I allowed him to do online freelancing or completing surveys. The only condition is of course he could document what he earned on these things by screenshots and so on, and how it covered any expenses he had.

Of course it would be theoretically possible to do the challenge by writing, or copy editing articles while writing your own self published book, and use money from freelancing to cover expenses as editor, proof reader and so on for your own book.

I don’t think it’s impossible to learn using Blender to create simple 3D animations. If they have a niche and a good plot you might easily become a YouTube partner. If you want to make it really simple you could probably use MS Paint and MS Moviemaker to create funny animations. But it requires a good knowledge of writing catching and funny scripts. But it is possible if you are determined.

The point is; you can create products as movies, music, art, books and gain revenue. You can also start writing sites and so on to gain revenue. There are really no limitations to how many ways you can earn money online if you are determined to succeed.

I will be updating this blog with my progress and what I am doing, I will also write a bit on starting freelancing, and self publishing and maybe other ideas for product creation during this year, so I hope you will stay tuned. By the way; I doubt I will frequently update my blog, but I will try to update each of my blogs here once a week. (And no, if I earn money on this site it will not be part of the zero to hero challenge – I already paid for the domain and hosting).

Posted by Posted by Kentaki under Filed under Zero to Hero Comments 5 Comments »